Unexpected Disasters: The Benefits Of Accidental Death Insurance

Accidental death insurance is a type of policy that provides a lump-sum benefit to a beneficiary if the insured person dies as a direct result of a covered accident. Unlike traditional life insurance, it does not cover death from natural causes, illness, or disease—only from qualifying accidental events such as car crashes, falls, or other unforeseen incidents. Often offered as a standalone policy or as a rider to a life insurance plan, accidental death insurance can be an affordable way to enhance financial protection for loved ones, especially for individuals in high-risk professions or with active lifestyles.

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Published by ebersoleinsurance.com on August 6, 2025